Open the cans of black beans, black eyed peas, and corn then drain and rinse the contents and put them into a bowl. Drain well to make sure it doesn’t turn watery.
Chop bell peppers and the jalapeño. If you don't want the salsa to be as spicy, you can de-seed the jalapeño before adding to the bowl.
Dice the tomatoes and onion and chop the cilantro. Add them into the bowl.
Add the lime juice, cumin, chili powder, and garlic into the bowl.
Drizzle the olive oil and red wine vinegar over the contents in the bowl.
Add salt and pepper to taste.
Mix well and serve with chips.